White-label partnership
Give every agent a horizon
worth walking toward.
Quivergy Personal puts a guided household platform in every agent's hands — under your brand. Retirement decisions, family conversations, and onboarding in one calm place. And when a client owns a business, Quivergy Business opens a second set of services and cross-sell opportunities.
MetLife
Illustrative organization only · No affiliation or endorsement
Examples of the scale of organization that could evaluate white-label software — not Quivergy customers, partners, endorsers or verified integrations. Each firm keeps its own branding, compliance review, custody and advisor compensation arrangements.
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The full introduction, on demand. Three quiet minutes — music and words, no talking heads. Watch it, share it with your decision team, and come back whenever you're ready to move.
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QUIVERGY Life Insurance Company
Household planning platform — powered by Quivergy
Showing the fictional QUIVERGY Life Insurance Company demo carrier — illustrative only, not a real or licensed insurer.
A guided tour, in three meetings
Hypothetical agents — every background, every community — using the same guided system.
A hypothetical agent meeting a couple
The kitchen-table conversation, guided
A married couple in their 50s opens their Family Wall of Peace. The agent walks them through priorities first — who depends on this plan, what keeps them up at night — then the numbers. Social Security timing, the survivor income gap, and Medicare choices appear as clear side-by-side pictures, not spreadsheets.
A hypothetical agent with an older client
Social Security and Medicare, made calm
A 64-year-old client sees what claiming at 62, at full retirement age, or at 70 actually means in monthly dollars — and what the surviving spouse keeps. Medicare Supplement versus Advantage is laid out plainly. The agent doesn't improvise; the platform guides every step.
A hypothetical agent whose client owns a business
The cross-sell that sells itself
The household plan reveals a business. Quivergy Business opens Found Money, Net Profit Booster and the Funding Hub for that client — and the referring agent earns referral economics of at least 10%. Refer and shut up: the platform does the walking.
The old way was a nightmare. We lived it.
Our founder worked inside a major carrier when getting one cost illustration meant dancing between 8 to 20 systems with green letters on black screens. This platform exists so your agents never do.
The old way
- ✕Green letters on black screens — systems older than the agents using them
- ✕8 to 20 different systems to dance between just to get one cost illustration
- ✕Weeks of back-and-forth for forms, signatures and replacements
- ✕New agents take months to learn what the screen never explains
The Quivergy way
- One guided platform — the conversation, the numbers and the paperwork in one place
- One-meeting onboarding: capture once, reuse everywhere, forms prepared from the profile
- Agents productive in days because the system guides the conversation
- Your compliance desk approves every material before an agent ever sees it
What could this add? Run your own numbers.
Illustrative only — a conversation starter, not a projection, promise, or guarantee.
Agents on the platform
10,000
Average annual premium per policy
$2,400
Productivity uplift from a guided platform
8%
Households that turn out to own a business
5%
Illustrative added gross premium / year
$76.8M
"Refer and shut up" 10% — illustrative EBITDA add / year
$3.6M
Assumes an illustrative 40 policies per agent per year and an illustrative $1,800 average business engagement at a 10% referral share. Carriers with decades of income history can plug in their own book numbers — the model is the point, not the digits. Final terms are set in the white-label agreement.
What access costs per agent
Illustrative per-seat model — final per-agent pricing is set in the signed white-label agreement based on roster size and scope.
Agents on the platform
10,000
Illustrative access per agent / month
$25
Illustrative platform access / month
$250,000
Illustrative platform access / year
$3.00M
Volume tiers apply at carrier scale — the more agents you onboard, the lower the per-seat rate. Compare this against the illustrative revenue model above: the platform is priced so the uplift dwarfs the access cost.
What your agents get
Quivergy Personal
The 20-Stone household system, the Family Wall of Peace, couple retirement decisions (Social Security timing, survivor income gap, Medicare choices), and guided onboarding.
Quivergy Business
For clients who own a business: Found Money, Net Profit Booster, Funding Hub and more — cross-sell opportunities with referral economics of at least 10%.
Your AI box, checked
We've pioneered applied AI in this space since early 2025 — while many firms started later. White-labeling puts your force ahead of the curve, ready for the households disruption sends looking for answers.
Security & compliance posture
Straight answers before your infosec team asks. We do not claim certifications we do not hold.
Data protection
Encryption in transit and at rest, row-level security on every record, least-privilege access, and owner-scoped data. No household data crosses between firms.
HIPAA posture
No protected health information is stored today, so HIPAA does not currently apply to platform data. If a deployment would touch PHI, a BAA and required safeguards come first — before any such data is accepted.
SOC 2 roadmap
SOC 2-aligned controls are in place today (access logging, documented security and retention policies, vulnerability management). A formal SOC 2 Type II audit is on the roadmap — we do not claim certification we do not hold.
Insurance regulatory fit
Built around state replacement-disclosure rules, Section 1035 exchange categories, consent-based sharing, and record-keeping. Your compliance desk approves materials before agents use them.
The SWOT, done for you
The analysis your strategy team would run — including the uncomfortable parts.
Strengths
- •Agents open household conversations with a visual, guided system instead of a cold pitch
- •Couple retirement tools (Social Security timing, survivor income gap, Medicare choices) give agents a reason to sit at the kitchen table
- •Business-owner clients unlock a second platform — cross-sell revenue without new prospecting
- •Your brand, your roster, your compliance desk — one platform to onboard the whole force
Weaknesses
- •Younger platform than incumbent carrier tools — SOC 2 Type II audit still on the roadmap
- •Requires agent adoption effort; the system rewards agents who use the guided flow
- •Custom compliance review cycles at large carriers can extend the launch timeline
Opportunities
- •100,000 agents each carrying a household platform into every kitchen-table meeting
- •Cross-sell into business services creates a new revenue line from the existing book
- •Mass layoffs and AI disruption send households looking for answers — your agents arrive prepared, and your firm checks its AI box with a platform that has pioneered applied AI since early 2025
- •Early white-label partners shape the roadmap and lock in founding terms
Threats
- •Incumbent carriers may build competing internal tools
- •Regulatory changes to replacement and exchange rules require ongoing platform updates
- •Carrier procurement and infosec review cycles are long — budget for the timeline
The questions your board will ask
Built for the people who can say yes
White-label scoping calls are reserved for executives with the authority to onboard an agency force — or who directly convene that decision team. Tell us where you sit:
Ready to move forward? Onboard here.
Two ways in: schedule a working session with Stuart, or start the paperwork now. Either way, the white-label agreement comes first — access begins once it's signed and the first payment clears.
How you'd prefer to pay
The button opens a pre-filled email to our office — nothing is charged and nothing is committed until the signed agreement. Live card checkout and automated ACH debit are being wired into this page next; today the agreement and payment instructions come straight from our office.
One platform. Your brand. Every agent.
Experience the fictional QUIVERGY Life Insurance Company demo, then let's scope your deployment. Referral economics of at least 10% on business cross-sell; final terms in the signed white-label agreement. No outcomes are guaranteed.
Call (888) 230-7172